At the Orinda "Crossroads" in 1998 I sell homes other agents can't since the 1980s
The public lacks knowledge about the r/e business and it hasn't changed in my 40 year career,
except for a few hundred of MY CLIENT and CUSTOMERS!
Note to Google, Yelp!, etc: I don't care about my webb site ranking. Your SEO algoriths and review systems, respectively are garbage. Stop soliciting me already.
Example 1: The difference between an agent, a broker and a Realtor® is not understood. It's all about experience & liability.
2: Sellers can still sell their homes in about 3 weeks, but they must be listed with ME! All you have to do is interview me.
3: Buyers can still obtain 5% 30 yr mortgage with a Buydown. Why pay 6-7%?
4: When I began my career with 16% mortgage rates, buyers got loans at an effective rate between 10-12%, which still may seem high, but it made a huge difference - my listings sold and others did not.
4.5: Buyers can place less than 20% down payment and AVOID MIP (mortgage insurance premium). 80-10-10, 80-10-5, etc.
5: Sometimes doing the opposite is best, like NOT getting inspection reports in advance on a listing (let the Buyer get them)
6: Figuring out the true value of a home requires deep human-based analysis that the artificial intelligence 'algorithms' automated reports do not have access to.
Without proper representation, people won't know what they don't know.
In other words, sellers & buyers that I don't represent under sell & over pay.
 
Call me today at 925-254-3003 or 800-837-3999
 
My first office was in Concoird for 6 years, Danville for 8 years, Castro Valley for 4 years, Orinda & El Sobrante for 20 years. The diversity of clients, customers & areas I have represented has been great. The Delta area to Santa Cruz, Napa/Marin to the Silicon & Diablo Valleys and of course the East Bay where the bulk of my business is today.
 
Latest success story: I re-listed & sold an American Canyon home in Napa - Sure I had listed & sold homesin Napa before, but not this neighborhood. Another listing agent just couldn't sell. Seller calls me, we get 7+ offers, sold at a price seller wanted within the time they wanted.
 
You must be listed with me. I believe you will find online only two reviews of my hundreds of past clients; one from Half Moon Bay and another from Antioch. My REAL reviews aren't online. I don't force clients to sign pre-typed 'thank you' letters at escrow signings. You can actually call past clients. Just ask. See my track record here.
 
Latest activity: San Leandro, Castro Valley, Oakland, El Sobrante, American Canyon, Lincoln, Grass Valley. The last two the clients insisted I represent them in these remote locations. I rarely say 'no.' It was still fun and rewarding, and that's what it is all about.
 
New for 2023: Conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac now $1,089,300 in the bay area.
 
The following financing plans are offered by most mortgage companies. They solicit me all the time.
Please obtain a pre-approval letter before making any offers. I am NOT a licensed mortgage broker or agent.
To get the BEST RATES & TERMS: Apply with at LEAST TWO mortgage companies at the same time!
Why? They will see you are shopping around and will compete (or not) against the other lender to reduced the costs & fees.
1) 0 Down Payment up to $822,375!
" 580 FICO
" 100% Financing (2 Loans)
" Loan Amount Per County Limits
" First Time Buyers OK
" Co-Signers OK
" 30 Day or Less Closing
" Rates Starting in the 3% Range
" Gift Funds OK
" Seller Can Contribute up to 6% for Closing Costs
 
2) 10% Down Payment Jumbo up to $2,200,000!
" 680 FICO
" 90% LTV
" $2,200,000 Max Purchase Price
" No Mortgage Insurance
" Rates Starting in the 3% Range
" Gift Funds OK
" 21 Day Closings
" Full Doc & Bank Statement Options available
 
All web pages herein copyrighted 1985-2022 by Gordon Phillip Allen
 
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